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Undervaluing the replacement cost value of your home's contents is easy to do and one of the most common mistakes people make.
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You have taken care to insure your property and protect your assets but what about providing for those people who matter the most to you?
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Besides the obvious risks to your health, automobile related accidents are among most significant financial risks you will face in life.
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You don't have to be a millionaire to be sued like one. Do you have adequate Homeowners and Auto liability limits to protect your assets if you were sued?
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Don't forget Flood Coverage. Your home is almost 26 times more likely to be damaged by flood than fire during the course of a 30 year mortgage.
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Most policies don't cover expensive jewelry, fine arts, or unique collections. Typically, properly covering these items requires that additional specialized coverage be added.
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You may think that the term "independent agent" means just that. Many people often refer to an independent agent as "their agent". In actuality, an independent agent is by legal contract an agent of the insurance company (or companies) they represent and not the insurance buyer.
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 | | Because of our size and scale we have access to virtually every insurance company doing business in North America. Since Brown & Brown's clients pay these insurance companies more than 7 billion dollars in premiums each year, we have the clout to negotiate the most competitive coverage and demand the most responsive service for our clients. |
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