This coverage protects the physician, clinic, or agency from covered allegations of negligence, bodily injury, property damage, personal or advertising injury, and any resulting damages and defense costs. General Liability coverage protects physicians, clinics and agencies (and their employees) from financial loss resulting from claims or damages (actual or alleged) by others, such as premises liability, property damage, or advertising injury resulting from their non-professional activities. Professional Liability (Malpractice) coverage protects against actual or alleged claims of professional negligence including bodily injury.
